Home Equity Loans


The purpose of a Home Equity Loan may be to purchase an automobile, pay for medical bills, pay off higher interest obligation or for other reasons.  You can borrow up to 80% of your home’s value (excluding existing mortgages or liens) with a competitive interest rate.

Fixed and Adjustable Rates

  • Fast approval
  • Low closing costs
  • Local servicing

You can call us at 325-597-2961 or 325-372-2961 for more information.  You can also print, complete, sign the Home Equity Loan Application and Joint Credit Application and return to the bank. We’ll get back to you right away with the answer you need.

What information you need to provide

  • Completed and signed application.
  • Last 2 years income tax returns
  • Other information may be requested


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

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