Deposit Products

We offer a deposit product to meet your needs.

If you’re with another institution, switch your Accounts to Commercial National Bank of Brady. It’s quick and easy with our Switch Kit. If you would like more information about our checking accounts or savings accounts, just stop by one of our convenient locations or call 325-597-2961 or 325-372-2961. If you would like to open an account, you can save time by completing our New Account Information Form prior to your visit to the bank.  You can also reorder checks anytime using using our secure Check Reorder Form.

New Customer Requirements for Deposit Products

  • Valid government issued photo identification card and social security number
  • Proof of address if not updated on photo identification

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

 

Carefree Checking Account

Requirements
$100.00 minimum balance to open
Must have at least one direct deposit, each monthly statement cycle
Internet Banking access required

  • Benefits
  • Unlimited check writing/withdrawals/drafts
  • No per check fee
  • No minimum balance
  • No monthly service charge
  • Free debit card (initial card) on qualified accounts
  • eStatement only
New Account Information Form

Carefree Senior Checking

Requirements
$100.00 minimum balance to open
Must be 55+

  • Benefits
  • Variable interest, compounded monthly, with a minimum average balance of $2,500.00 or greater paid on the following tiers: $2,500.00 - $24,999.99, $25,000.00 and over
  • Unlimited check writing/withdrawals/drafts
  • No per check fee
  • No minimum balance
  • No monthly service charge
  • Free debit card (initial card) on qualified accounts
New Account Information Form

Regular Checking

Requirements
$100.00 minimum balance to open

  • Benefits
  • No maintenance fee or withdrawal fee if daily balance is above $800.00
  • Free debit card (initial) on qualified accounts
  • Cost
  • If daily balance is below $800.00, a monthly maintenance fee of $4.00, plus $.12 per check/withdrawal/draft after the first two items during a statement cycle
New Account Information Form

Diamond Accounts

Requirements
$100.00 minimum balance to open
Must be at least 55+ for the senior plan

  • Benefits
  • Three plans to choose from - Basic, Family and Senior
  • Unlimited check writing/withdrawals/drafts
  • No per check fee
  • No minimum balance
  • Free Diamond standard checks
  • Free Money Orders
  • Free Cashier's Checks
  • Free CNB E-Z Pay bill pay (online banking required)
  • Free Debit card (initial card) on qualified accounts
  • AD&D insurance coverage
  • Identity Theft Protection
  • LifeLock - discount available on monthly service fee for CNB Diamond member
  • Prescription Drug Discount/Vision & Eyewear Discounts
  • Cost
  • Basic plan - ($10,000 AD&D/$20,000 CC) - $9 per month club account fee
  • Family plan - ($30,000 AD&D/$60,000 CC w/$1,500 AD&D/$3,000 CC Dependent Children Coverage) - $11 per month club account fee
  • Senior plan - ($10,000 AD&D/$20,000 CC) - $6 per month club account fee
New Account Information Form

Super NOW

Requirements
$100.00 minimum balance to open

  • Benefits
  • 30 free withdrawals/checks/drafts, $.12 each thereafter per statement cycle
  • Variable interest, compounded monthly, paid on the following tiers: $.0-$2,499.99, $2,500.00-$24,999.99, $25,000.00 and over
  • Free Debit card (initial card) on qualified accounts
  • Cost
  • $8.50 monthly maintenance fee for balance below $1,500.00 any day of the statement cycle
New Account Information Form

Insured Money Market Account

Requirements
$100.00 minimum balance to open

  • Benefits
  • Variable interest rate, compounded monthly, paid on the following tiers: $.0-$2,499.99, $2,500.00 & over
  • Unlimited non-covered transactions
  • Cost
  • Limited to 6 covered transactions, including checks/withdrawals/drafts/debit card/transfers or similar order per statement cycle
  • $2 fee for each transaction in excess of 6 per statement cycle
New Account Information Form

Savings Account

Requirements
$50.00 minimum balance to open

  • Benefits
  • Variable interest, compounded daily, credited quarterly
  • Cost
  • Limited to 4 withdrawals per calendar quarter
  • $1 fee per withdrawal over 4 per calendar quarter
New Account Information Form

Online BankingIcon For: Online Banking

LOGIN   Enroll | Demo

Lost/Stolen ATM Card

In the event your ATM/Debit card is lost or stolen, contact us immediately at: 325-597-2961. After hours, call the fraud center at 866-546-8273.