Frequently Asked Questions
Q: Does CNB offer a service that allows me to make external transfers and send money to friends and family?
A. You can use our external transfer feature in CNB Online or Mobile banking to transfer money to accounts you may have at other financial institutions. Our CNB E-Z Online Bill Pay allows you to transfer funds to individuals. Later this year, you will be able to send and receive money electronically using Zelle®. |
Q: Does CNB offer Overdraft Protection Service?
A: After the acquisition is complete, you will have access to CNB’s Discretionary Overdraft Courtesy service. Discretionary Overdraft Courtesy allows CNB to strive to pay overdrafts for checks, other debit transactions made using your checking account number (e.g., ACH debit transactions), and automatic bill payments from your checking account. CNB will not pay overdrafts for ATM or everyday debit card transactions for consumer customers unless you Opt-In for payment of these overdrafts. For our business customers, Discretionary Overdraft Privilege automatically includes all transaction types. |
A. After the acquisition is complete, contact any branch location or send us a secure message in online/mobile banking with your decision. |
Q: What is CNB-Brady’s FDIC deposit insurance coverage?
A:
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A: The interest rate and term of your existing CD will remain the same through its maturity. At least 10 days prior to maturity, you will receive a CD pre-renewal notice. At maturity, or during the grace period of 10 calendar days following and including the maturity date, you may change the term, interest payment frequency, and principal amount of your CD. During the grace period, you may also choose not to renew your CD. If you do not make any changes, your CD will automatically renew for the term indicated on your CD pre-renewal notice. |