Personal Checking

Carefree Checking Account


Requirements

$100.00 minimum balance to open
Must have at least one direct deposit, each monthly statement cycle
Internet Banking access required

Benefits
  • Unlimited check writing/withdrawals/drafts
  • No per check fee
  • No minimum balance
  • No monthly service charge
  • Free debit card (initial card) on qualified accounts
  • eStatement only

Carefree Senior Checking


Requirements

$100.00 minimum balance to open
Must be 55+

Benefits
  • Variable interest rate, compounded monthly, with a minimum average balance of $2,500.00 or greater paid on the following tiers: $2,500.00 - $24,999.99, $25,000.00 and over
  • Unlimited check writing/withdrawals/drafts
  • No per check fee
  • No minimum balance
  • No monthly service charge
  • Free debit card (initial card) on qualified accounts

Regular Checking


Requirements

$100.00 minimum balance to open

Benefits
  • No maintenance fee or withdrawal fee if daily balance is above $800.00
  • Free debit card (initial) on qualified accounts
Cost
  • If daily balance is below $800.00, a monthly maintenance fee of $4.00, plus $.12 per check/withdrawal/draft after the
  • first two items during a statement cycle

Diamond Accounts


Requirements

$100.00 minimum balance to open
Must be at least 55+ for the senior plan

Benefits
  • Three plans to choose from - Basic, Family and Senior
  • Unlimited check writing/withdrawals/drafts
  • No per check fee
  • No minimum balance
  • Free Diamond standard checks
  • Free Money Orders
  • Free Cashier's Checks
  • Free CNB E-Z Pay bill pay (online banking required)
  • Free Debit card (initial card) on qualified accounts
  • AD&D insurance coverage
  • Identity Theft Protection
  • LifeLock - discount available on monthly service fee for CNB Diamond member
  • Prescription Drug Discount/Vision & Eyewear Discounts
Cost
  • Basic plan - ($10,000 AD&D/$20,000 CC) - $9 per month club account fee
  • Family plan - ($30,000 AD&D/$60,000 CC w/$1,500 AD&D/$3,000 CC Dependent Children Coverage) - $11 per month club account fee
  • Senior plan - ($10,000 AD&D/$20,000 CC) - $6 per month club account fee

Student Checking Account


Requirements

$10.00 minimum balance to open
Internet Banking access required

Benefits
  • Unlimited check writing/withdrawals/drafts
  • No per check fee
  • No minimum balance
  • No monthly service charge
  • Free debit card (initial card) 
  • eStatement only (Internet Banking Required)











Family moving into a new home
MORTGAGES

One click from your next welcome home.